Over the past several years I have wanted to have a forum where I could communicate on a regular basis to my colleagues, clients, students, friends and family. And yes, the age of blogging is now at my finger tips. So, I hope all of you are intrigued by my opinions, I hope from time to time I trigger an emotion or two that will motivate you to get more involved in the economics of life, and most of all, you will voice your opinions whether you agree or disagree with my premise.